Fluid | One-Pager, Resources & Media Kit

🔗 Fluid Brand Kit

Finance is Fluid

Recent News [Updated Feb, 2026] </aside>

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🌊 About Fluid

Short Format

Fluid is Finance's Liquidity Layer — the world's most capital-efficient onchain infrastructure, built to support an entire ecosystem of financial products on top of it.

#2 DEX on Ethereum.

#3 Lending/Borrowing market.

One system connecting lending, borrowing, trading, and more.

$4B+ in total market size. $230B+ in cumulative volume. 8 years building, 2 live, 0 funds lost.

Long Format

Fluid is Finance's Liquidity Layer — the world's most capital-efficient onchain infrastructure, built to support an entire ecosystem of financial products on top of it.

Where most protocols isolate lending, trading, and borrowing into separate silos, Fluid connects them into one system. The same capital works across every layer.

Powered by Fluid:

Smart Lend & Smart Collateral (New Primitives)

Fluid DEX

The majority of stablecoin swaps

Jupiter Lend (@jup_lend) on Solana

Venus Flux (@VenusProtocol) on BNB

Institutional Curation Vaults like Bitwise vault.

The numbers:

$4B+ TVL

$230B+ in cumulative volume in under 20 months

#2 DEX on Ethereum

#3 lending/borrowing market.

The record: 8 years building. 2 live. 0 funds lost.

Fluid's core innovations — Smart Collateral and Smart Debt — let the same assets earn, trade, and secure debt simultaneously. That efficiency shows up as higher LTVs (92%), near-zero liquidation penalties (0.1%), partial liquidations to keep positions healthy and deeper liquidity than isolated markets can reach.

🌊 Visual Assets

🔗 Fluid Brand Kit

🌊 Official links

Main Website: fluid.io
Follow Us: X
Docs: General docs & Technical docs
Jupiter Lend: https://jup.ag/lend/
Venus Flux: https://flux.venus.io/
Latest Quarterly Report

Fluid_2025_Q4_update.pdf

🌊 Team

Some of our team members

🌊 External Resources, Research Articles & Media Coverage

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🌊 Key Highlights & Stats (Year of 2026)

#2 DEX by daily volume and fees on Ethereum and top 5 DEX in 30/7 day volume across all chains
Top 3 lending market, with $2.5B in active loans across all chains
#2 in Monthly Active Users across all lending protocols
$200B+ in cumulative trading volume (fastest DEX ever to $100B on Ethereum)
Earning $15M+ annualized revenue
TVL: $5B market size in 18 months (fastest-growing DEX on Ethereum), up 574% YoY (from $816M in 2024)
Stablecoin Liquidity Center: Top 1 stablecoin swap venue on Ethereum.
Monthly Active Users: 170K+
Partners: 20+ including Jupiter, Circle, Ethena, Aave, Maple Finance, Resolv Labs, Lido, Ether Fi, Sky, Lombard Finance, and more.
#1 fastest-growing lending DAO
Jupiter Lend (Solana), built in collaboration with Jupiter Exchange,: $700M+ TVL and $1.75B market size in less than 4 months, making it the second-largest lending protocol on Solana
Fluid Lite ETH Vault: $250M TVL, earning 7.1% APY for retail users
FLUID token investment by a Nasdaq company (StableX)

✅ Capital Efficiency: 95% LTV, 0.1% liquidations

✅ Innovation: Inventors of a Connected Liquidity Layer: connects lending, borrowing, DEXs, and stablecoin markets into one efficient system.

✅ Scale: $4B TVL

✅ Security: Audited and open bug bounties

Tagline:

The Liquidity Layer for all Finance.

🌊 Why Fluid

Real-World Scale: $4B+ TVL, $230B+ in cumulative volume
Capital Efficiency + Volatility Protection: Fluid pushes capital productivity to the limit with up to 92% LTV and just 0.1% liquidation penalties, — giving users more usable borrowing power while reducing liquidation pain during extreme market volatility.
**Smart Collateral & Debt：**Two most innovative DeFi primitives, unifying lending + DEX liquidity to deliver unmatched capital efficiency for users and meaningfully reduce the cost of bootstrapping secondary-market liquidity for asset issuers. They’re validated through major collaborations like Jupiter Lend (Solana) and Venus x Fluid (BNB Chain)
Security That Scales: Over 8 years building, 2 years live with 0 user fund losses, Fluid was built on a simple principle: the safety of users above all, especially lenders. Every integration, asset listing, and chain deployment follows strict risk isolation, continuous audits, and conservative parameters. This discipline has earned the trust of leading funds and institutions who choose Fluid for security that scales across ecosystems. Find more here.
Multi-Chain Reach: Active on Ethereum, Arbitrum, Base, Polygon, Plasma, Solana (Via Jupiter Lend), BNBchain (Via Venus Flux) and more to come.
Partners: Ethereum, Solana, Arbitrum, Plasma, Jupiter Exchange, Jupiter Lend, Base, Polygon, Circle, Ethena Labs, Aave, Maple Finance, Resolv Labs, Lido Finance, EtherFi, SKY, Lombard Finance, Usual Money, Renzo, KelpDAO.
Supported by world-class investors and builders including: Pantera, Coinbase, Robot Ventures, IDEO CoLab, Balaji Srinivasan, Naval Ravikant, Loi Luu, Alliance DAO, Andre Cronje, Longhash Ventures, Standard Crypto, Cyber Fund, and Electric Capital.