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Welcome to The Fluid Era of Finance.
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- Recent News [Updated Feb, 2026]
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🌊 About Fluid
Short Format
Fluid is the world’s most capital-efficient Liquidity Layer for finance that can support an entire ecosystem of financial products on top of it.
Top #2 DEX on Ethereum.
Top #3 Lending/Borrowing Market.
Connects lending, borrowing, trading and more financial products into one seamless onchain system.
With $5B+ in Total Market Size and $190B+ in cumulative volume, Fluid is redefining capital efficiency across Finance.
Long Format
Fluid is the world’s most capital-efficient Liquidity Layer for finance that can support an entire ecosystem of financial products on top of it.
Connects lending, DEX, borrowing, stablecoin markets and more financial products into one efficient system.
Fluid powers:
- Smart Lending & Borrowing
- Fluid DEX
- Most of the stablecoin swaps
- Jupiter Lend @jup_lend
- Venus Flux @VenusProtocol
-and other financial products soon.
With $5B+ TVL and $192B+ in cumulative volume in under 20 months, Fluid has rapidly become a top protocol.
Its innovations — Smart Collateral and Smart Debt — unlock higher LTVs (95%), ultra-low liquidation penalties (0.1%), and deeper liquidity.
🌊 Visual Assets
🔗 https://www.figma.com/design/7DuVjww1WXMpWFwyxWzr07/🎨-FLUID-Brand-Book?node-id=0-1&p=f&t=PbYMUzA6iQRfhpbc-0
Fluid LOGO Multiple
🌊 Official links
Fluid_2025_Q4_update.pdf
🌊 Team
🌊 External Resources, Research Articles & Media Coverage
🌊 Key Highlights & Stats (Year of 2026)
- #2 DEX by daily volume and fees on Ethereum and top 5 DEX in 30/7 day volume across all chains
- Top 3 lending market, with $2.5B in active loans across all chains
- #2 in Monthly Active Users across all lending protocols
- $200B+ in cumulative trading volume (fastest DEX ever to $100B on Ethereum)
- Earning $15M+ annualized revenue
- TVL: $5B market size in 18 months (fastest-growing DEX on Ethereum), up 574% YoY (from $816M in 2024)
- Stablecoin Liquidity Center: Top 1 stablecoin swap venue on Ethereum.
- Monthly Active Users: 170K+
- Partners: 20+ including Jupiter, Circle, Ethena, Aave, Maple Finance, Resolv Labs, Lido, Ether Fi, Sky, Lombard Finance, and more.
- #1 fastest-growing lending DAO
- Jupiter Lend (Solana), built in collaboration with Jupiter Exchange,: $700M+ TVL and $1.75B market size in less than 4 months, making it the second-largest lending protocol on Solana
- Fluid Lite ETH Vault: $250M TVL, earning 7.1% APY for retail users
- FLUID token investment by a Nasdaq company (StableX)
✅ Capital Efficiency: 95% LTV, 0.1% liquidations
✅ Innovation: Inventors of a Connected Liquidity Layer: connects lending, borrowing, DEXs, and stablecoin markets into one efficient system.
✅ Scale: $6B TVL
✅ Security: Audited and open bug bounties
Tagline:
Finance’s Most Capital-Efficient Connected Liquidity Layer.
🌊 Why Fluid
- Real-World Scale: $6B+ TVL, $120B+ in cumulative volume, and 150K+ unique wallets — in only 18 months
- Capital Efficiency + Volatility Protection: Fluid pushes capital productivity to the limit with up to 95% LTV and just 0.1% liquidation penalties — giving users more usable borrowing power while reducing liquidation pain during extreme market volatility.
- **Smart Collateral & Debt：**Two most innovative DeFi primitives, unifying lending + DEX liquidity to deliver unmatched capital efficiency for users and meaningfully reduce the cost of bootstrapping secondary-market liquidity for asset issuers. They’re validated through major collaborations like Jupiter Lend (Solana) and Venus x Fluid (BNB Chain)
- Security That Scales: Over 7 years building, 2 years live with 0 user fund losses, Fluid was built on a simple principle: the safety of users above all, especially lenders. Every integration, asset listing, and chain deployment follows strict risk isolation, continuous audits, and conservative parameters. This discipline has earned the trust of leading funds and institutions who choose Fluid for security that scales across ecosystems. Find more here.
- Multi-Chain Reach: Active on Ethereum, Arbitrum, Base, Polygon, Plasma, Solana (Via Jupiter Lend), BNBchain (Via Venus Flux) and more to come.
- Partners: Ethereum, Solana, Arbitrum, Plasma, Jupiter Exchange, Jupiter Lend, Base, Polygon, Circle, Ethena Labs, Aave, Maple Finance, Resolv Labs, Lido Finance, EtherFi, SKY, Lombard Finance, Usual Money, Renzo, KelpDAO.
- Supported by world-class investors and builders including: Pantera, Coinbase, Robot Ventures, IDEO CoLab, Balaji Srinivasan, Naval Ravikant, Loi Luu, Alliance DAO, Andre Cronje, Longhash Ventures, Standard Crypto, Cyber Fund, and Electric Capital.